Legal note

UniFundusze FIO & SFIO

Information provided within this website does not constitute an offer within the meaning of the Act of 23 April 1964 – the Civil Code (Journal of Laws 64.16.93, as amended).

 

Union Investment TFI S.A. shall not be held liable for any mistakes, inaccuracies or omissions in the aforementioned information. In the case of detection of such defects, Union Investment TFI S.A. shall make every effort to promptly correct the information.

 

This material is distributed to advertise or promote services provided by Union Investment TFI S.A.

 

Presented financial information concern the indicated period in the past and do not constitute a guarantee of achievement of similar results in the future.

The result presented does not include front-load fees associated with investing in a given sub-fund or taxes. Front-load fees and applicable taxes may be deducted from the result.

The UniEURIBOR sub-fund is denominated in EUR. Incoming and outgoing payments by way of purchase or sale of participation units in the sub-fund are made in EUR. In the event a participant intends to obtain investment returns in a currency other than EUR, the participant must take into account the fact that any returns may increase or decrease as a result of currency fluctuations.

The UniDolar Pieniężny sub-fund is denominated in USD. Incoming and outgoing payments by way of purchase or sale of participation units in the sub-fund are made in USD. In the event a participant intends to obtain investment returns in a currency other than USD, the participant must take into account the fact that any returns may increase or decrease as a result of currency fluctuations.

 

No guarantee of achievement of the objectives of the investment funds; there is a possibility of a decrease in value, including the loss of a part of the invested funds.

 

A high volatility of the net asset value: UniAkcje Małych i Średnich Spółek, UniAkcje Sektory Wzrostu, UniAkcje: Nowa Europa, UniKorona Akcje, UniKorona Zrównoważony, UniStabilny Wzrost, UniObligacje: Nowa Europa, UniAkcje: Turcja, UniAkcje Dywidendowy in UniFundusze FIO and UniBessa, UniObligacje Aktywny, UniObligacje Zamienne, UniStrategie Dynamiczny, UniAkcje: Daleki Wschód, UniEURIBOR, UniDynamiczna Alokacja Aktywów, UniAkcje Biopharma, UniAkcje Globalny Dywidendowy in UniFundusze SFIO.

 

The possibility of the deposit more than 35% of assets of UniKorona Pieniężny, UniKorona Obligacje, UniStabilny Wzrost, UniKorona Zrównoważony, UniStrategie Dynamiczny, UniObligacje Zamienne, UniAkcje: Daleki Wschód, UniDynamiczna Alokacja Aktywów in securities issued or guaranteed by the Polish Treasury or the Polish National Bank, and in the case of UniDolar Pieniężny, UniObligacje: Nowa Europa, UniAkcje: Turcja, UniAkcje Dywidendowy and UniLokata also in securities issued or guaranteed by: Australia, Austria, Belgium, Bulgaria, Canada, Czech Republic, Cyprus, Denmark, Estonia, Finland, France, Germany, Great Britain, Greece, Hungary, Iceland, Ireland, Italy, Japan, Lithuania, Luxembourg, Latvia, Malta, Mexico, New Zealand, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, South Korea, Sweden, Switzerland, Turkey and the European Investment Bank and World Bank (The International Bank for Reconstruction and Development).

 

Information prospectuses, Key Investor Information Documents, tables of fees, information on investment risk and taxes are available through the website: www.union-investment.pl.

Union Investment TFI S.A. operates under a licence from the Securities and Exchange Commission (currently: Polish Financial Supervision Authority) of 1 June 1995, No of decision KPW-4073-1\ 95.

UniSystem FIZ

This material is distributed to advertise or promote services provided by Union Investment TFI S.A.

This material has been prepared by Union Investment TFI S.A. with its seat in Warsaw, and presents the knowledge and opinions of the author, according to the state of knowledge at the date of its preparation. Union Investment TFI S.A. has made reasonable efforts to keep the information contained in this document accurate and based on reliable sources, but we cannot guarantee its accuracy, completeness and up-to-date value, especially should the data on which it is based turn out to be inaccurate and incomplete or should they not reflect the facts. All data contained herein serve informational and marketing purposes only. This material does not constitute a public offer or public offering within the scope of purchase or sales of any securities, or an offer within the meaning of the Act of 23 April 1964 – the Civil Code.
Neither UniSystem Fundusz Inwestycyjny Zamknięty (the “Fund”) nor UniSystem 1 (the “Sub-fund”), separated within the Fund, shall guarantee the achievement of an assumed investment objective or obtaining the specified investment result. The Fund Participant has to consider the possibility of losing at least a part of the invested money.
Legally required information, including a detailed description of risk factors concerning investments in the UniSystem 1 sub-fund separated within the Fund, is available in the Issue Prospectus of Investment Certificates series A, B, C, D, E and F (the “Certificates”) relating to the Sub-fund (the “Issue Prospectus”), published on our website: Union Investment TFI S.A. – www.union-investment.pl, Bank Gospodarki Żywnościowej Spółka Akcyjna (BGŻ) – Brokerage Office (the Offering Party): www.bmbgz.pl and entities involved in their subscription.
Before submitting a Certificate order, the Investor should read the Issue Prospectus, which contains detailed information about public offering of the Certificates (covered by the Prospectus), their admission to trading in the regulated market, the Sub-fund’s investment policy and fees – in particular front load fees charged at the submission of Certificate orders (covered by the Prospectus), and information on income taxes associated with holding and trading in the Fund’s Investment Certificates.
Public offering regarding the Certificates is carried out solely in the Republic of Poland. Outside the Republic of Poland, the Issue Prospectus may not be treated as a proposal or purchase offer. Neither the Prospectus, nor Certificates covered by the Prospectus, have been subject to registration, approval or notification in any country other than the Republic of Poland, in particular in accordance with the provisions of the Prospectus Directive or the U.S. Securities Act.
The Fund provides Investors with current financial information about the Fund, e.g. through its publication on the website: www.union-investment.pl.
Prices of the Sub-fund’s net assets may be highly volatile.

Copying or publishing this material or its parts, or disseminating information contained therein in any other manner, requires the prior written consent of Union Investment TFI S.A.


The presented data constitute historical information only and shall not guarantee achieving similar results in the future. The Fund’s or Sub-Fund’s investment performance is not identical with the investment performance of a Fund participant, due to the possibility of incurring additional front load fees or paying tax directly charging profits from investment in the Fund.

Union Investment TFI S.A. operates under a licence from the Securities and Exchange Commission (currently: Polish Financial Supervision Authority) of 1 June 1995, No of decision KPW-4073-1\ 95.

UniObligacje FIZ

This material is distributed to advertise or promote services provided by Union Investment TFI S.A.

This material has been prepared by Union Investment TFI S.A. with its seat in Warsaw, and presents the knowledge and opinions of the author, according to the state of knowledge at the date of its preparation. Union Investment TFI S.A. has made reasonable efforts to keep the information contained in this document accurate and based on reliable sources, but we cannot guarantee its accuracy, completeness and up-to-date value, especially should the data on which it is based turn out to be inaccurate and incomplete or should they not reflect the facts. All data contained herein serve informational and marketing purposes only. This material does not constitute a public offer or public offering within the scope of purchase or sales of any securities, or an offer within the meaning of the Act of 23 April 1964 – the Civil Code.
UniObligacje Fundusz Inwestycyjny Zamknięty (the “Fund”) does not guarantee the achievement of the assumed investment objectives or obtaining the specified investment result. The Fund Participant has to consider the possibility of losing at least a part of the invested money.
Legally required information, including a detailed description of risks associated with investing in the Fund, is available in the conditions of issue of the Fund’s investment certificates of a given series (the “Conditions of Issue”), which shall be communicated to persons to whom Union Investment TFI S.A. will direct its offer regarding the purchase of the Fund’s investment certificates.
Before making a decision to subscribe for the Fund’s investment certificates, the Investor should consult the Conditions of Issue containing detailed information about the Fund’s investment policy and fees, and in particular the front load fees charged at the subscription for the Fund’s investment certificates, subject to the purchase proposal, as well as information on income taxes associated with holding and trading in the Fund’s investment certificates.
The Fund provides Investors with current financial information about the Fund, e.g. through its publication on the website: www.union-investment.pl.

Union Investment TFI S.A. operates under a licence from the Securities and Exchange Commission (currently: Polish Financial Supervision Authority) of 1 June 1995, No of decision KPW-4073-1\ 95.


Copying or publishing this material or its parts, or disseminating information contained therein in any other manner, requires the prior written consent of Union Investment TFI S.A.

 


Presented financial information concern the indicated period and do not constitute a guarantee of achievement of similar results in the future. The Fund’s Participant must take into account the risk of the loss of at least a part of the invested funds. It should be noted the Fund’s investment performance is not identical with the investment performance of a Fund participant, due to the possibility of incurring additional front load fees or paying taxes directly charging profits from investment in the Fund.

Asset Management

The above information has been provided in order to advertise and promote the portfolio management service, regarding portfolios comprising one or more financial instruments offered by Union Investment TFI S.A. The information does not constitute an offer to conclude an Agreement on the management of portfolios comprising one or more financial instruments by Union Investment TFI S.A.

Each investment strategy entails specific risk factors, described in the Agreement on the management of portfolios comprising one or more financial instruments by Union Investment TFI S.A., and in the Information Prospectus on the provision of management services regarding financial instrument portfolios by Union Investment TFI S.A.

Union Investment TFI S.A. has been authorized by the Polish Securities and Exchange Commission (currently the Polish Financial Supervision Authority) to extend the scope of its activities by the management of third party’s package of securities upon request (currently: activities constituting the management of portfolios comprising one or more financial instruments). The Polish Financial Supervision Authority is not the body which has approved or endorsed the rules of the service.

Privacy policy
  1. Who acts as the administrator of personal data?

    The administrator of personal data within the meaning of the Act of 29.07.1997 on the protection of personal data (Journal of Laws 97.133.883) is: Union Investment TFI S.A. with its registered seat at ul. Polna 11, 00-633 Warszawa, Tel.: (22) 449 04 77, E-mail: tfi@union-investment.pl..

  2. How long will the company store my data?

    Your data will be stored in our database for up to 10 years.

  3. How does Union Investment make use of cookies?
    1. Union Investment, while providing content within this site ("Site”), uses cookies, i.e. files with computer data, particularly text files that are stored in the Site user's end device and are intended for use of the web pages of the Site. Typically, they contain the name of the website from which they originate, storage time in the end device and a unique number.
    2. The cookie files are used to:
      • adapt the content of the web pages of the Site to the user's preferences, and to optimize the use of the web pages; in particular, these files make it possible to recognize the user's device and display a web page tailored to their individual needs;
      • generate statistics that demonstrate how users take advantage of the Site’s web pages, to improve the Site's structure and content;
      • maintain Site user's session (after logging in), so that the user does not need to retype his login and password in every page of the Site;
      • provide the users with advertising content more suited to their interest.
    3. In general, the Site uses two types of cookie files: session cookies and persistent cookies. Session cookies are temporary files that are stored in the user's end device until the user logs off, leaves the web page or exits the software (web browser). Persistent cookies are stored in the user’s end device for the time period defined in the cookie file parameters or until they are removed by the user.
    4. The Site uses the following types of cookie files:
      • "required" cookie files which allow using the services available at the Site, for example, authentication cookie files used for the services that require authentication as part of the Site;
      • cookies used to ensure security, e.g. used to detect abuse of authentication within the Site;
      • "performance" cookies which collect information about how the pages of the Site are used;
      • "functional" cookie files which make it possible to "store" the settings selected by the user and user interface personalizations, for example, with regard to the user’s language or region or the font size, page appearance, etc.;
      • "advertising" cookies, enabling delivery to users of the advertising content that is more suited to their interests.
    5. In many cases, the software used to view web pages (web browser) allows storing cookies by default in the user’s end device. Users of the Site may, at any time, change the settings for cookie files. These settings can be changed, in particular in such a way as to block automatic handling of cookies in the Web browser settings or so that the Site user is notified each time about storage of a cookie file in the Site user's device. Detailed information about the options and methods of handling of cookie files is available in the settings of the software (web browser).
    6. The Site's operator wishes to inform you that restrictions on the use of cookies may affect some functionalities available on the Site's web pages.
    7. The cookie files stored in the Site user’s end device can also be used by advertisers and partners of the Site operator.
  4. May the privacy policy change?

    Union Investment TFI S.A. reserves the right to change the above privacy policy through posting the new privacy policy on this website.

  5. How may I contact the data administrator?

    You provide us with your data voluntarily, and we use it in accordance with your will and in accordance with the purpose of their provision. In any case, if you agree on the processing of your personal data, you can correct or remove these data simply by sending us an e-mail with your request, entitled “My Personal Data”, to the following address: tfi@union-investment.pl

Quiz

Quiz "A safe stroll or a risky climb?"

Quiz "A safe stroll or a risky climb?” is only the marketing material. In particular, it should not be understood as an investment recommendation or any other basis for making investment decisions. Using this material as the basis or a premise to make an investment decision takes place only at a risk of a person who makes such a decision, and Union Investment TFI S.A. bears no responsibility for such investment decisions. Union Investment TFI S.A. will verify its suitability for a customer in compliance with the law while making a final investment decision.